Privacy Policy - M AssetsUK Limited

M Assets UK Limited (collectively referred to as “M Assets UK”, “we”, “us” or “our” in this privacy policy) respects your privacy and is committed to protecting your personal data. This privacy policy will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

Important information and who we are

This privacy policy aims to give you information on how M Assets UK collects and processes your personal data through your use of this website.

This website is not intended for children and we do not knowingly collect data relating to children.

It is important that you read this privacy policy together with any other privacy policy or fair processing policy we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This privacy policy supplements other notices and privacy policies and is not intended to override them.

M Assets UK is the controller and responsible for your personal data.

If you have any questions about this privacy policy or our privacy practices, please contact us by email : info [at] masset.com.

You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK regulator for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO so please contact us in the first instance.

This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.

We keep our privacy policy under regular review. It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.

The data we collect about you

Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:

  • Identity Data includes first name, maiden name, last name, username or similar identifier, marital status, title, date of birth and gender.
  • Contact Data includes billing address, delivery address, email address and telephone numbers.
  • Financial Data includes bank account and payment card details.
  • Transaction Data includes details about payments to and from you and other details of products and services you have purchased from us.
  • Technical Data includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.
  • Usage Data includes information about how you use our website and services.
  • Marketing and Communications Data includes your preferences in receiving marketing from us and our third parties and your communication preferences.

We may also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data could be derived from your personal data but is not considered personal data in law as this data will not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy policy.

We do not currently collect any Aggregated Data or other than if you send us an email any personal data or personal information.

We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.

Where we need to collect personal data by law, or under the terms of a contract we have with you, and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with goods or services). In this case, we may have to cancel a product or service you have with us but we will notify you if this is the case at the time.

How is your personal data collected?

We may use different methods if we collect data from and about you including through:

  • Direct interactions. You may give us your Identity, Contact and Financial Data by filling in forms or by corresponding with us by post, phone, email or otherwise.
  • Automated technologies or interactions. As you interact with our website, we may automatically collect Technical Data about your equipment, browsing actions and patterns. We collect this personal data by using cookies and other similar technologies. Please see our cookie policy below for further details.
  • Third parties or publicly available sources. We may will receive personal data about you from various third parties and public sources

How we use your personal data

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

  • Where we need to perform the contract we are about to enter into or have entered into with you.
  • Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
  • Where we need to comply with a legal obligation.

We have set out below, in a table format, a description of all the ways we may use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.

Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data where more than one ground has been set out in the table below.

Purpose/Activity

Type of data

Lawful basis for processing including basis of legitimate interest

To register you as a new customer

(a) Identity

(b) Contact

Performance of a contract with you

To process and deliver your order including:

(a) Manage payments, fees and charges

(b) Collect and recover money owed to us

(a) Identity

(b) Contact

(c) Financial

(d) Transaction

(e) Marketing and Communications

(a) Performance of a contract with you

(b) Necessary for our legitimate interests (to recover debts due to us)

To manage our relationship with you which will include:

(a) Notifying you about changes to our terms or privacy policy

(a) Identity

(b) Contact

(c) Profile

(d) Marketing and Communications

(a) Performance of a contract with you

(b) Necessary to comply with a legal obligation

(c) Necessary for our legitimate interests (to keep our records updated and to study how customers use our products/services)

To administer and protect our business and this website (including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data) 

(a) Identity

(b) Contact

(c) Technical

(a) Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganisation or group restructuring exercise)

(b) Necessary to comply with a legal obligation

To use data analytics to improve our website, products/services, marketing, customer relationships and experiences

(a) Technical

(b) Usage

Necessary for our legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to inform our marketing strategy)

We strive to provide you with choices regarding certain personal data uses.

We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us.

If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.

Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.

Disclosures of your personal data

We may share your personal data with the parties set out below for the purposes set out in the table above.

  • Internal Third Parties.
  • External Third Parties.
  • Third parties to whom we may choose to sell, transfer or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal data in the same way as set out in this privacy policy.

We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.

International transfers

We do not transfer your personal data outside the UK.

Data security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed.

Data retention

We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.

By law we have to keep basic information about our customers for six years after they cease being customers.

In some circumstances you can ask us to delete your data: see below for further information.

In some circumstances we will anonymise your personal data (so that it can no longer be associated with you) for research or statistical purposes, in which case we may use this information indefinitely without further notice to you.

Your legal rights

Under certain circumstances, you have rights under data protection laws in relation to your personal data. 

You have the right to:

  • Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
  • Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
  • Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
  • Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
  • Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios:
  • If you want us to establish the data’s accuracy.
  • Where our use of the data is unlawful but you do not want us to erase it.
  • Where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims.
  • You have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
  • Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
  • Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.

Please contact us in relation to this.

You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we could refuse to comply with your request in these circumstances.

We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.

We try to respond to all legitimate requests within one month. Occasionally it could take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

Terms and Conditions – M Assets UK Limited

Introduction

These Terms and Conditions posted on or in connection to the M Assets UK Limited website (the “Website”) govern your access to and use of the Website or other materials uploaded or published by us and appearing on the Website.

As a user of the Website by accessing our Website, you are granted access and use of the Website in accordance with these Terms and Conditions. You may not alter or modify the whole or any part of the Website, or create derivative works from the Website or its content.

These Terms and Conditions limit our liability and obligations to you together with your access to and use of the Website are expressly conditional on your compliance with these Terms and Conditions.

We may update the Website

Changes to these Terms and Conditions

We reserve the right, at our sole discretion, to change, modify or otherwise alter these Terms and Conditions at any time.  You must view the terms and conditions of use of the Website on a regular basis to keep yourself appraised of any changes.  If you do not agree to the revised Terms and Conditions, your sole recourse is to immediately stop all use of the Website.  Your continued use of the Website following the posting of changes will constitute your acceptance of the revised Terms and Conditions. 

Intellectual Property Rights and Notices

You have no right, title or interest in or to the Website. All proprietary rights, title and interest, including copyright, trademarks (whether registered or unregistered), trade names, service marks and all other intellectual property rights, in and to the Website are the property of their respective owners. 

The Content may not, either in full or part, be reproduced, modified, derivative works created from, displayed, published, distributed, quoted from, disseminated, broadcast or circulated to any third party by you without the express prior written consent of Massets Limited.

It is important to note that the information and opinions contained on the Website are for internal use and general information purposes only.  They do not constitute financial or professional advice and should not be relied upon or treated as a substitute for specific advice relevant to any particular circumstances.

Use of the Website At Your Own Risk 

Your access to and use of the Website is at your own risk.  We bear no responsibility for any harm caused to your computer system, loss or corruption of data, or other harm that results from your access to or use of the Website. The Website is provided “as is” without representation or warranty of any kind, either express or implied.  We give no warranty that the Website will meet your requirements or be available on an uninterrupted, secure, virus or error-free basis or that defects will be corrected.  We do not warrant or represent that the Website will be correct, accurate, timely or otherwise reliable. 

Indemnity

You shall defend, indemnify and hold harmless M Assets UK Limited and their respective directors, employees, officers, agents or subcontractors or suppliers (together “Related Persons”) against any and all claims, actions, proceedings, losses, damages, expenses and costs (including without limitation court costs and reasonable legal fees) arising out of or in connection with (a) your access to and use of the Website; or (b) your breach of these Terms and Conditions.

Limitation of Liability

WHILST ALL REASONABLE CARE HAS BEEN TAKEN TO PROVIDE THE WEBSITE AND THE CONTENT, NOTHING ON THE WEBSITE OR IN THE CONTENT CONSTITUTES FINANCIAL OR PROFESSIONAL ADVICE IN ANY WAY.  CONSEQUENTLY:

  • YOU ACKNOWLEDGE THAT THE WEBSITE AND THE CONTENT IS ONLY A TOOL TO ASSIST YOU AND YOU SHALL NOT RELY UPON THE WEBSITE OR THE CONTENT AS THE BASIS FOR ANY COMMERCIAL DECISIONS; AND
  • EXCEPT AS EXPRESSLY AND SPECIFICALLY PROVIDED IN THESE TERMS, ALL USE OF THE WEBSITE AND THE CONTENT IS IN YOUR SOLE DISCRETION AND AT YOUR SOLE RISK. WE SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGE OR LOSS WHATSOEVER THAT MAY ARISE OR RESULT FROM YOUR USE OF THE WEBSITE OR THE CONTENT.

 

(c)        SUBJECT TO PARAGRAPH (e) BELOW, THE TOTAL AGGREGATE LIABILITY OF MASSETS LIMITED AND THEIR RELATED PERSONS UNDER OR IN CONNECTION WITH THESE TERMS AND CONDITIONS, WHETHER ARISING IN TORT (INCLUDING NEGLIGENCE), FROM BREACH OF CONTRACT, UNDER AN INDEMNITY OR OTHERWISE, SHALL NOT EXCEED A MAXIMUM AGGREGATE AMOUNT OF ONE THOUSAND (1000)  POUNDS WHETHER ARISING OUT OF A SINGLE OCCURRENCE OR A SERIES OF OCCURENCES.

  • SUBJECT TO PARAGRAPH (e) BELOW, M ASSET UK AND THEIR RELATED PERSONS DO NOT OWE YOU OR ACCEPT ANY DUTY OF CARE AND DO NOT ACCEPT ANY LIABILITY TO YOU OR TO ANY THIRD PARTY FOR (I) LOSS OF PROFITS, LOSS OF REVENUES OR CONTRACTS, LOSS OF ANTICIPATED SAVINGS, DAMAGE TO REPUTATION OR GOODWILL, BUSINESS INTERRUPTION, LOSS OR CORRUPTION OF DATA (INCLUDING LIVE DATA) OR (II) INDIRECT, SPECIAL OR CONSEQUENTIAL LOSS OR DAMAGE OF ANY KIND WHATSOEVER, EVEN IF (FOR BOTH (I) AND (II)) ANY SUCH LOSS WAS REASONABLY FORESEEABLE OR BEEN ADVISED AND WHETHER ARISING UNDER AN INDEMNITY OR IN TORT (INCLUDING NEGLIGENCE), FROM BREACH OF CONTRACT, UNDER ANY INDEMNITY OR OTHERWISE.
  • M ASSETS UK LIMITED DOES NOT LIMIT ITS LIABILITY FOR FRAUD OR FOR DEATH OR PERSONAL INJURY ARISING FROM ITS NEGLIGENCE OR THAT OF ITS EMPLOYEES, AGENTS OR SUBCONTRACTORS.
  • SUBJECT TO PARAGRAPH (e) MASSETS LIMITED AND THEIR RELATED PERSONS SHALL HAVE NO LIABILITY FOR ANY LOSS ARISING FROM ANY ACT, OMISSION, EVENT OR DEFAULT UNLESS YOU BRING SUCH CLAIM WITHIN TWELVE (12) MONTHS OF (i) YOU BECOMING AWARE OF SUCH ACT, OMISSION OR DEFAULT OR (ii) SUCH POINT AS YOU OUGHT REASONABLY TO HAVE BEEN AWARE OF SUCH ACT, OMISSION, EVENT OR DEFAULT.

Termination of Service

We reserve the right to terminate your access to or use of the Website without notice and at our sole discretion. 

Unlawful Activity

We reserve the right to investigate complaints or reported breaches of these Terms and Conditions and to take any action we deem appropriate.

Privacy

Your use of the Website is subject to M Assets UK Privacy and Cookie Policy, which is available on M Assets UK website www.massetuk.com

Waiver 

Our failure to enforce any right or provision of these Terms and Conditions will not be deemed a waiver of such right or provision.

Severability

In the event that any provision of these Terms and Conditions including but not limited to, the warranty disclaimers and liability limitations set forth herein is deemed unenforceable, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that closely matches the intent of the original provision and the remainder of the agreement shall continue in full force and effect.

Governing Law and Jurisdiction

These Terms and Conditions and any action related to them will be governed by the laws of England and Wales and you agree that the English courts shall have exclusive jurisdiction with respect to any dispute arising out of or in connection with these Terms and Conditions.  Nothing in these Terms and Conditions shall prevent M Assets UK Limited from seeking injunctive or emergency relief against you in any jurisdiction.