M Assets UK Limited (collectively referred to as “M Assets UK”, “we”, “us” or “our” in this privacy policy) respects your privacy and is committed to protecting your personal data. This privacy policy will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.
Important information and who we are
This privacy policy aims to give you information on how M Assets UK collects and processes your personal data through your use of this website.
This website is not intended for children and we do not knowingly collect data relating to children.
It is important that you read this privacy policy together with any other privacy policy or fair processing policy we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This privacy policy supplements other notices and privacy policies and is not intended to override them.
M Assets UK is the controller and responsible for your personal data.
If you have any questions about this privacy policy or our privacy practices, please contact us by email : info [at] masset.com.
You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK regulator for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO so please contact us in the first instance.
This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.
We keep our privacy policy under regular review. It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).
We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:
We may also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data could be derived from your personal data but is not considered personal data in law as this data will not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy policy.
We do not currently collect any Aggregated Data or other than if you send us an email any personal data or personal information.
We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.
Where we need to collect personal data by law, or under the terms of a contract we have with you, and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with goods or services). In this case, we may have to cancel a product or service you have with us but we will notify you if this is the case at the time.
How is your personal data collected?
We may use different methods if we collect data from and about you including through:
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
We have set out below, in a table format, a description of all the ways we may use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.
Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data where more than one ground has been set out in the table below.
Purpose/Activity |
Type of data |
Lawful basis for processing including basis of legitimate interest |
To register you as a new customer |
(a) Identity (b) Contact |
Performance of a contract with you |
To process and deliver your order including: (a) Manage payments, fees and charges (b) Collect and recover money owed to us |
(a) Identity (b) Contact (c) Financial (d) Transaction (e) Marketing and Communications |
(a) Performance of a contract with you (b) Necessary for our legitimate interests (to recover debts due to us) |
To manage our relationship with you which will include: (a) Notifying you about changes to our terms or privacy policy |
(a) Identity (b) Contact (c) Profile (d) Marketing and Communications |
(a) Performance of a contract with you (b) Necessary to comply with a legal obligation (c) Necessary for our legitimate interests (to keep our records updated and to study how customers use our products/services) |
To administer and protect our business and this website (including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data) |
(a) Identity (b) Contact (c) Technical |
(a) Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganisation or group restructuring exercise) (b) Necessary to comply with a legal obligation |
To use data analytics to improve our website, products/services, marketing, customer relationships and experiences |
(a) Technical (b) Usage |
Necessary for our legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to inform our marketing strategy) |
We strive to provide you with choices regarding certain personal data uses.
We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us.
If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.
Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.
Disclosures of your personal data
We may share your personal data with the parties set out below for the purposes set out in the table above.
We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.
We do not transfer your personal data outside the UK.
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed.
We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.
By law we have to keep basic information about our customers for six years after they cease being customers.
In some circumstances you can ask us to delete your data: see below for further information.
In some circumstances we will anonymise your personal data (so that it can no longer be associated with you) for research or statistical purposes, in which case we may use this information indefinitely without further notice to you.
Under certain circumstances, you have rights under data protection laws in relation to your personal data.
You have the right to:
Please contact us in relation to this.
You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we could refuse to comply with your request in these circumstances.
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
We try to respond to all legitimate requests within one month. Occasionally it could take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
Introduction
These Terms and Conditions posted on or in connection to the M Assets UK Limited website (the “Website”) govern your access to and use of the Website or other materials uploaded or published by us and appearing on the Website.
As a user of the Website by accessing our Website, you are granted access and use of the Website in accordance with these Terms and Conditions. You may not alter or modify the whole or any part of the Website, or create derivative works from the Website or its content.
These Terms and Conditions limit our liability and obligations to you together with your access to and use of the Website are expressly conditional on your compliance with these Terms and Conditions.
We may update the Website
Changes to these Terms and Conditions
We reserve the right, at our sole discretion, to change, modify or otherwise alter these Terms and Conditions at any time. You must view the terms and conditions of use of the Website on a regular basis to keep yourself appraised of any changes. If you do not agree to the revised Terms and Conditions, your sole recourse is to immediately stop all use of the Website. Your continued use of the Website following the posting of changes will constitute your acceptance of the revised Terms and Conditions.
Intellectual Property Rights and Notices
You have no right, title or interest in or to the Website. All proprietary rights, title and interest, including copyright, trademarks (whether registered or unregistered), trade names, service marks and all other intellectual property rights, in and to the Website are the property of their respective owners.
The Content may not, either in full or part, be reproduced, modified, derivative works created from, displayed, published, distributed, quoted from, disseminated, broadcast or circulated to any third party by you without the express prior written consent of Massets Limited.
It is important to note that the information and opinions contained on the Website are for internal use and general information purposes only. They do not constitute financial or professional advice and should not be relied upon or treated as a substitute for specific advice relevant to any particular circumstances.
Use of the Website At Your Own Risk
Your access to and use of the Website is at your own risk. We bear no responsibility for any harm caused to your computer system, loss or corruption of data, or other harm that results from your access to or use of the Website. The Website is provided “as is” without representation or warranty of any kind, either express or implied. We give no warranty that the Website will meet your requirements or be available on an uninterrupted, secure, virus or error-free basis or that defects will be corrected. We do not warrant or represent that the Website will be correct, accurate, timely or otherwise reliable.
Indemnity
You shall defend, indemnify and hold harmless M Assets UK Limited and their respective directors, employees, officers, agents or subcontractors or suppliers (together “Related Persons”) against any and all claims, actions, proceedings, losses, damages, expenses and costs (including without limitation court costs and reasonable legal fees) arising out of or in connection with (a) your access to and use of the Website; or (b) your breach of these Terms and Conditions.
Limitation of Liability
WHILST ALL REASONABLE CARE HAS BEEN TAKEN TO PROVIDE THE WEBSITE AND THE CONTENT, NOTHING ON THE WEBSITE OR IN THE CONTENT CONSTITUTES FINANCIAL OR PROFESSIONAL ADVICE IN ANY WAY. CONSEQUENTLY:
(c) SUBJECT TO PARAGRAPH (e) BELOW, THE TOTAL AGGREGATE LIABILITY OF MASSETS LIMITED AND THEIR RELATED PERSONS UNDER OR IN CONNECTION WITH THESE TERMS AND CONDITIONS, WHETHER ARISING IN TORT (INCLUDING NEGLIGENCE), FROM BREACH OF CONTRACT, UNDER AN INDEMNITY OR OTHERWISE, SHALL NOT EXCEED A MAXIMUM AGGREGATE AMOUNT OF ONE THOUSAND (1000) POUNDS WHETHER ARISING OUT OF A SINGLE OCCURRENCE OR A SERIES OF OCCURENCES.
Termination of Service
We reserve the right to terminate your access to or use of the Website without notice and at our sole discretion.
Unlawful Activity
We reserve the right to investigate complaints or reported breaches of these Terms and Conditions and to take any action we deem appropriate.
Privacy
Your use of the Website is subject to M Assets UK Privacy and Cookie Policy, which is available on M Assets UK website www.massetuk.com
Waiver
Our failure to enforce any right or provision of these Terms and Conditions will not be deemed a waiver of such right or provision.
Severability
In the event that any provision of these Terms and Conditions including but not limited to, the warranty disclaimers and liability limitations set forth herein is deemed unenforceable, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that closely matches the intent of the original provision and the remainder of the agreement shall continue in full force and effect.
Governing Law and Jurisdiction
These Terms and Conditions and any action related to them will be governed by the laws of England and Wales and you agree that the English courts shall have exclusive jurisdiction with respect to any dispute arising out of or in connection with these Terms and Conditions. Nothing in these Terms and Conditions shall prevent M Assets UK Limited from seeking injunctive or emergency relief against you in any jurisdiction.